Well, what do you know?! The Northeastern states of the US just experienced a thunder and snow storm that caused lightning.
The combination of natural forces is a very rare occurrence that can have serious consequences for home and business owners in terms of damage. Also, at any time of the year, when lightning strikes lightning bolts from the sky to the ground, it can bring danger to humans and wildlife.
According to scientific definitions, lightning is Mother Nature’s flare of electricity that occurs between a cloud or clouds and the ground in the midst of an electrical storm. Lightning is not to be taken lightly. It is a potent killer, killing about sixty people in the United States annually. Additionally, lightning can reach fifty thousand degrees Fahrenheit, allowing it to start fires in homes and commercial properties if it strikes a suitably flammable target.
Fortunately for the homeowner, most standard home insurance policies cover damage that occurs from lightning strikes. However, auto damage is another story. As for vehicle damage that occurs as a result of a lightning strike, both liability and collision insurance will not cover the losses. It’s just a comprehensive auto policy that will reimburse you for lightning damage.
10 Ways to Stay Out of Lightning Danger
If you are caught in a thunderstorm while you are outdoors, do the following as soon as possible:
• Enter a building that is safe to live in.
• Entering a vehicle.
• If you can’t get to a safe shelter, minimize your risks by staying out of open field, staying away from the crest of a hill, staying away from tall trees, standing alone, and staying away from water or wet things, particularly ropes. and metal objects.
If you are inside a house or building during the storm:
• Do not touch phones that are connected to a cable.
• Do not touch electrical devices such as computers, televisions, or cables.
• Do not use your water faucets for anything like washing your hands or washing dishes.
• Do not shower or bathe.
• Stay away from all metal windows, doors, porches, and pipes.
• Do not touch concrete floors, walls and surfaces.
• Wait at least thirty minutes before leaving the building after the storm.
If you are in a car during a storm, pull over and stop, turn on your hazard lights, turn off the car, do not touch anything metal inside the vehicle. Even if the thunder has stopped, do not continue until thirty minutes after the sound of thunder.
